2022 Summer of Safety - Besnard Insurance

SECURITY CAMERAS DETER CRIME & REDUCE FRAUD: Today, nearly all restaurants have camera systems in place. Most realize that used effectively, this valuable equipment will pay for itself many times over. Video cameras can be a vital tool in combating costly employee, liability, and crime related claims while helping to fight fraudulent claims too. Your insurance company is your partner, but they need your camera footage to maximize their effectiveness in managing claims costs. BENEFITS OF SECURITY CAMERAS: Prevent Employee theft: Employees are less likely to steal if they know they are being recorded. Deter crime before it happens: Having cameras covering 100% of your parking lot will make criminals think twice before committing crimes on your property.

Reduce Insurance Costs: Cameras help insurance companies fight fraudulent claims. Reducing the amount paid out for claims will reduce your premiums over the long term.

TIPS TO OPTIMIZE YOUR CAMERA SYSTEMS:

Upgrade to 32 cameras for complete coverage of your restaurants interior and exterior, including 100% of your parking lot. Save 6-12 months of video to ensure your capturing all incidents regardless of when they are reported. Secure video regardless if there is an eminent claim or fault – and send it immediately to your insurance company. Claims that are filed late catch the insurance company blind. In addition to assist you in fighting fraudulent claims, video cameras can also help you identify real safety hazards in-store, and make immediate changes to procedures. For example, if a floor was wet and no wet floor signs were displayed, or the employees failed to use a dry mop, then those mishaps can be addressed and corrected. After all, it is better to identify real dangers before they turn into costly claims and higher insurance costs.

This information is offered as an informational resource to Owner/Operators (O/O). O/Os are exclusively responsible for complying with all statutes, laws, and regulations applicable to their restaurant(s). For any legal issues affecting their business, O/Os should consult their own legal counsel. This communication is informational only and should not be construed as legal advice or as establishing requirements applicable to any O/O. O/Os are independent employers and make their own policies regarding employment-related matters, including policies and practices relating to providing orientation to their employees. O/Os may choose to use these materials to the extent that they will be helpful to them in operating their own restaurant(s). If you work for an O/O, please check with your O/Os, or the person designated by your O/O, to determine whether these materials apply to your restaurant.